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Underbanked Analytics

   
Over the next decade the world will see an unprecedented number of people transition from unbanked to banked, from data-invisible to data-visible. One of our long-term goals at Global Analytics is to provide the powerful new analytic technologies and solutions that will be needed to help organizations make accurate, informed decisions in the challenging environment that this enormous transition will create. There are many different underbanked populations around the world, each with its own unique characteristics, time-frame and decision dynamics. Global Analytics is ready to meet the challenge that each presents.

Subprime and Short-Term Lending Solutions
Global Analytics has developed a ground-breaking suite of analytic solutions that enable subprime and other short-term lenders to dramatically improve profitability. In fact, our solutions power some of the most profitable lenders in the world. Our extensive operating experience and analytical solutions enable lenders to make profitable decisions throughout the lending lifecycle. Our solutions will help you decide which leads to buy, which loans to fund, and how and when to collect once an account is booked.

Global Analytics delivers the right design and technologies to make highly accurate, real-time decisions in very high volume transaction streams. By combining state-of-the-art analytics, real-time scoring software and unique data sources, we have built a suite of solutions that boosts revenue and profitability at every phase in the customer lifecycle.

The Global Analytics team has extensive experience in operating and providing short-term lending solutions that deliver the following capabilities:
Perform real-time analysis to evaluate marketing leads and boost marketing ROI
Leverage all available data to make the best decisions possible
Prevent fraud through the use of advanced fraud detection models
Continuously monitor portfolio performance to ensure sustained performance
bullet Integrate with all major lending platforms via an extensible interface

   
Credit Models for Developing Markets
The need for high performing Credit Risk models:
The introduction of the Basel II guidelines resulting from the Basel Accord coupled with increasing global competition has forced financial institutions throughout the world to build and deploy better portfolio risk management tools and processes. Lenders are looking to employ credit models or credit scores to better rate their prospective and existing customers according to risk, assign appropriate risk premiums, overcome challenges in customer data management, while at the same time keeping an eye on their bottom line.
 
How Global Analytics can work for you:
Global Analytics is a leading provider of innovative predictive analytics and risk models to developing and established financial markets. GA has built these high performing credit risk models by leveraging available customer data and available third party data sources with cutting edge analytic methods. This proven approach to model development has allowed GA to scale multiple models under a very favorable fee structure.
 
By employing custom credit risk models from Global Analytics, your company will benefit from the following:
Access to proprietary techniques for dealing with sparse data found in developing markets.
Utilize all available data to make the best decision possible.
Experience maximum profit with minimum risk.
The ability to integrate multiple models to improve performance across segments.

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